It is a statistical fact that women are better drivers than men. Before too many men out there object too much to that statement, it has been proved via extensive research that women have fewer accidents than men and make fewer claims. That has not stopped insurers charging women exactly the same as men in the past, but with womens car insurance this is no longer the case.
The womens car insurance products out there are undoubtedly niche products. As yet, not all insurers provide it for women out there, and only a select few of those allowed a male relative to go on the policy providing that the policy is held by a female. The insurers that do provide it decided that it was time that women stopped paying to cover the more frequent claims of men. This is why it is cheaper and very popular today.
In its general make up, womens car insurance is exactly the same as the regular policies that you can find in the marketplace in that the third party, third party fire and theft and comprehensive insurance covers the same mechanics and occurrences. As normal, you can choose the level of cover but it will cost you less on the whole.
There are many examples of how much it can save for a woman, and Jacqueline Rogers is just one of those. After having a Nationwide insurance policy for some time, she finally refused to pay the renewal figure because it was too high. Of the quotes she obtained, she found that she could save 231 pounds by insuring her Vauxhall Corsa with Sheilas Wheels.
Mrs Rogers is not the only one. There are millions of women in the UK that could benefit from switching to a specialist womens car insurance policy from a regular one. The discounts are potentially huge, plus an extra 10% off from some providers if you take out the policy online.
However, before you take out the first great priced womens only policy you come across, you should compare the features of the policies as well because some of them have fantastic extras for you to take advantage of. Handbag cover is just one of them. This will cover the handbag you have in your car if anything happens and generally covers you for up to 750 pounds.
Safety is also a big part of female car insurance because the female of the species is obviously more at risk than men if they break down. As such, many policies do have a free breakdown service and a free help line.
All in all, womens car insurance offers a great deal for women drivers. Not only can it save you a lot of money but can also give you features that would not come as standard in any other policy.
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Attention women drivers! Before you begin searching for womens car insurance check the free help section at Powerseeker for cheap car insurance quotes
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