Tickets and moving violations make it more difficult for you to enjoy affordable car insurance. But note that it does NOT in anyway make it impossible. The following should help you take charge and drive down your rates...
1. Know that you're NOT alone. Even though this should NOT be an excuse for recklessness, we all are capable of moving violations. Yes, even the best of drivers make mistakes or allow their emotions to dictate to them sometimes.
Analyze the situations that led to this mistake. See how you can avoid those situations and then take steps to ensure you do NOT repeat them again.
2. Moving violations that you think are undeserved should be contested in a traffic court. And if they are reversed, make sure you inform your agent so that you can enjoy the well-deserved relief.
3. Do you know that some drivers pay high rates for their moving violations for more than three years? This should NOT be the case as these violations are removed from your driving records after three years (Or five years in some states).
You have a responsibility if this applies to you. Inform your agent and make sure your insurer adjusts your rates to reflect the positive change. What if they don't? Then it's time to shop for another insurer -- With a clean record, you can easily get far lower rates with ease.
4. Some states will dismiss your moving violation if you agree to take traffic school. But this provision does NOT apply to all violations. If yours does, take it.
5. Even if you have multiple violations on your driving record (definitely NOT good), you can take advantage of insurers that specialize in insuring high risk drivers. Since they have a better understanding of high risk drivers, you can easily get lower rates with them depending on other factors in your profile.
Insurers are always adjusting rates. Furthermore, they all do NOT have exactly the same rate quotes for similar profiles. Therefore, you'll save a lot if you take out some time to get and compare quotes from a wide range of insurance companies.
About the Author:
If you want to get cheap auto insurance quotes visit: Cheap free and easy auto insurance quotes and Cheap auto insurance quotes. Chimpuriche Chihunrumnanya writes on insurance.
0 comments:
Post a Comment