Friday, June 6, 2008

Car Insurance Quotes - Online or Offline

By Rob Gormly

In today's hustle bustle world, everyone's time is limited. When it's time to renew your auto insurance, you might want to look at some competitive quotes, but where you can find the time. We've all seen the commercials on TV, and it looks like it would be easy to find a good car insurance quote.

Many companies such as Esurance.com and Geico.com have websites where you can shop for auto insurance quotes. Some of them are pretty sneaky, because they'll even show you their competitor's rates. That sounds good, but you better check those competitors yourself, just to be sure. Those competitive quotes might not be as accurate as they look at first. Of course, here we go again, this just takes more time.

The Internet may have taken over the automobile insurance world. If you want a personal quote, you're probably going to find your agent on the Internet. And before you talk to anyone, though probably have you fill out an Internet form, so they can help you find what you need. No matter which way you go, you'll be using the Internet to get your next car insurance quote.

Almost any agent you talk to will have to get the same information to give you a good quote. In most states, insurance companies use the same basic form, because it's mandated by the state. That means, they're all going to need the same information. Just be ready to answer the same questions over and over again. These are the same questions you have to answer on the Internet form, I mentioned earlier. In any case, it's a good idea to have all the information handy beforehand to save you time. For an auto insurance quote. You'll need your license number, vehicle identification number, registration and information about all the regular drivers. You'll also need to know how many miles you commute to work every day.

Depending on your situation, you may find better discounts online. If you have a second car or have other insurance you can bundle you may want to rely on talking to agents for auto insurance quotes. It is worth the time to shop around for auto insurance quotes and ask agents what discounts that they can offer you up front.

There are a lot of variables in insurance policies, so it pays to be an educated consumer. The Internet can help you there. If you have a good agent already, I suggest sticking with him or her. Delegate the research them, after all you're trying to save time. Most agents and spent years learning the ins and outs of their business. So find a good one and trust him or her.

About the Author:

0 comments: